As of 4:15 PM Eastern, VISA are experiencing a Canada-wide processing issue with most transactions being declined. This is confirmed to impact TD, CIBC and RBC but all cards are likely impacted. If shopping on your way home, you may want to get some cash out or use debit/Mastercard. This includes VISA debit and prepaid credit cards processed on the same systems.
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Update 5.10 PM Systems are back up (source)
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