If you’ve never had a chance to read The Wealthy Barber, you should probably drop everything you’re doing right now and go hunt down a copy.  David Chilton’s 1989 book about personal finance is the definitive guide to common sense savings, paying down debt, and everything else the a money-conscious SmartCanucker should know.  What’s more, …Read More

Financial micromanagement might not be for everyone, but sometimes it really helps to see where every penny is going.  You’d be amazed at how much you might spend on coffee or snacks. In the past I’d used Excel to track my spending.  It might not have been the most simple form of tracking, but it …Read More

If you’re like most Canadians, there’s a good chance you’re swimming in credit card debt.  If you’re coming here, chances are you’d like to get out of it.  The Snowball Calculator on WhatstheCost.com can help. Just punch in all of your individual debts, their minimum payments, interest rates, and the total amount of money you …Read More