Banking in Canada can be a bit confusing at times, especially if you’re working within a tight budget and want to ensure that your money is working as much as possible for you. That is why we’ve put together a small list that breaks down what each bank can offer you in terms of freebies and perks so that you can easily navigate which offers are best suited to your needs.

For instance, if you find yourself to be a committed cinephile, then opening up a Scotiabank account might be in your best interest as you can quickly earn Scene points to redeem free movies. Of course if going to the movies isn’t one of your preferred past times, and you find yourself increasingly wanting to do your banking online then an account with someone like Tangerine may be a better fit for your needs.

Regardless of what your preferences are, here is a roundup of some of the opening offers that each bank in Canada will offer you!

Scotiabank:

With Scotiabank, when you open up a Scene-eligible bank account, such as the Scotia One Chequing Account, you can begin collecting Scene points when you do your banking immediately, all of which will go towards redeeming free movies. Plus, when you open a new account you’ll automatically get 5,000 free points, which is the equivalent of five free movies.

When you use your Scene Visa Card, however, you’ll be able to earn one point for every $5 you spend and then when you spend on Cineplex purchases you’ll get 5 times the points!

Tangerine:

As mentioned earlier, Tangerine is a newer bank so what they really thrive in offering their customers is the flexibility that most of the older, more established banks have yet to catch up in; that is, online banking. While the other banks offer some version of online banking, Tangerine is by far the most user friendly and accessible. Plus, you earn a $50 bonus for every friend or family member you refer to Tangerine. And to give them an extra incentive to open their account, they’ll also receive a $50 bonus when they open their account.

This offer from Tangerine is only valid from now through till April 30, 2018.

RBC:

Do you commute to your job or find yourself taking long road trips on the weekend? If you answered yes to either of these questions, then opening an account with RBC may be in your road-tripping preferences.

Even if you don’t want to open a new account with RBC, when you link your Petro-Points card with your RBC account you can save 3 cents per litre when you link the account with your debit or credit card. All you have to do to receive this offer is get an RBC debit or credit card, unless you have one already in which case you can skip ahead to the next step. Then you must get a Petro-Points card and then login to your RBC account and link the two cards to one another. After that, once you pay for your gas at a Petro-Canada location you’ll be able to save 3 cents per litre!

BMO Bank of Montreal:

This is a relatively straight forward offer that just about anyone could get behind, as it’s literally free money. Right now until April 3, 2018, when you open up a new BMO checking account and make a deposit, set up a recurring direct deposit and have at least one transaction on the account, you can receive a free $100 cash bonusexclusions to this offer. There are some , which you can read more about here, but for the most part this offer is great, even if you don’t intend on keeping the account open after receiving the bonus.

CIBC:

This offer would be for the more business savvy banker, as right now when you open a CIBC eAdvantage Savings Account you can earn 2.30% interest on new deposits. Plus, you’ll also have free online, mobile, telephone and CIBC transfers. The only catch to this offer is that you must have a balance of $5,000 to qualify for the account. But apart from that, it’s rather easy to earn money off your savings!

Sephora Canada is one of my favourite places to shop for new makeup, but part of the extra incentive that gets me to shop online rather than in-store are the awesome freebie samples that you can collect with your Beauty Insider membership (which is free to join!)

You can only grab one free sample with each online purchase, which can often make choosing a product a bit of a brain scrambler, but no matter what you end up walking away with a free sample that puts a smile on your face.

This week’s selection of freebies include:

• get a FREE trial-size Kat Von D lipstick in Double Dare when you use the code, DOUBLEDARE, and spend a minimum of $35
• receive a travel refill kit in the shade of your choice from Atelier Cologne when you use the promo code, KIT2GO, and buy select Atelier Colognes
• get a FREE seven samples from Caudalie when you use the code, POWERPACK, and spend a minimum of $25
• get a FREE trial size creme fluid when you use the code, MILKY, and spend a minimum of $25
• get a FREE trial size Bumble and bumble Invisible Oil Primer when you use the code, SILKEN, and spend a minimum of $25
• get a FREE trial size Clarins cream or Giorgio Armani mascara when you use the code, LUCKY, and spend a minimum of $25
• get a FREE trial size Dior foundation when you use the code, FOREVER, and spend a minimum of $25
• get a FREE trial size hair treatment when you use the code, SMOOTHAIR, and spend a minimum of $25
• get a FREE trial size mascara when you use the code, BADGAL, and spend a minimum of $25
• get a FREE trial size mascara when you use the code, LASHCRAFT, and spend a minimum of $25
• get a FREE Sephora mobile stick-on that instantly turns your phone into a wallet when you use the code, MOBILE, and spend a minimum of $25

Sephora Canada offers FREE shipping on all orders that are $50 or more.

Click here to begin shopping at Sephora Canada.

Indigo Chapters Canada is one of the best places to shop when you’re looking for a fun and imaginative way to entertain your child, without risking buying them a game or toy that’s just going to rot their brains out.

And for those of you already looking ahead to the March Break and trying to figure out how you’ll keep your family busy, especially if you’re not planning a family vacation, then you should look no further than Indigo Chapters as they’ve curated a collection of deals to keep all kids, no matter their age, entertained.

And in addition to the kids break deals that Indigo Chapters has lined up, they’ve also got their regular lineup of weekly deals where you can save on popular items like the Kobo Aura. Right now, you can save $20 off on this attractive eReader, but it will be ending on February 18th at 11:59pm EST so you only have a short amount of time left to snag the offer!

The other deals for this week include:

• Animal Wall Decor only $12.50, ends March 11
• Buy 2 select cookbooks for just $15, ends March 11
• 20% off Vtech & LeapFrog, ends February 18
• Zelda Encyclopedia pre-orders are 50% off, ends February 18
• 25% off mugs and espresso cups, ends February 18
• 30% off reading socks and sleepwear, ends February 18
• 30% off select scarves, ends February 18
• 25% off candles, ends February 18
• 30% off top read-alound books, ends February 18
• 30% off select teen pre-orders, ends February 18
• 20% off modular robotics, ends February 18
• 30% off Marvel’s Black Panther Graphic Novels, ends February 25
• 20% off Milk Snob, ends February 18
• buy 2, get the 3rd free on personal care items, ends February 18
• 50% off on select Osprey books, ends February 18
• 20% off Turnlock Crossbody Collection, ends February 18
• 30% off select YouTuber books, ends February 18
• up to 50% off on select pillows
• 30% off Phonics Kits and Flashcards, ends February 18
• up to 80% off on select Kids’ Valentines Bargains
• $10 and under top 50 fiction bargains
• 40% off on select self-care books
• up to 60% off novelty barware
• only $5 select IndigoBaby Onesies
• 50% off calendars

Indigo Chapters offers FREE shipping on all orders that are $25 or more.

Click here to begin shopping at Indigo Chapters Canada.

A new season usually means that restaurants are looking to give their menus a much needed refresh and awakening. Boston Pizza Canada is never one to shy away from experimenting with new flavours, so it is not too surprising that their two newest menu offerings are somewhat outside of their regular fare of ‘just pizza’.

The first new addition to the menu will have you salivating just saying the name: the Kick’n Memphis Chicken Sandwich. The hot and spicy buttermilk-breaded chicken breast that you’ll get in this delectable addition, sandwiched between a brioche bun, will also come with crispy fried jalapeños, bacon, veggies and real cheddar cheese. When you order this mammoth of a sandwich, you’ll also get to choose to have either fried or a salad on the side, which will make your total meal cost just $15.45.

The second addition to the Boston Pizza menu is the Mediterranean Chicken Wrap. This option is a bit lighter fare than the Memphis Sandwich, as it features a number of delicious and fresh veggies all of which is contained within a grilled soft tortilla wrap. Being a Mediterranean dish, it will also include a creamy hummus, tarragon dressing, Kalamata olives and feta cheese. The wrap with the accompanying fries or salad will be a bit cheaper than the chicken sandwich, as it will only cost $14.95.

Click here to find the nearest Boston Pizza Canada location to you.

This offer from Le Chateau Canada snuck up rather unassumingly, but it’s a deal worth checking out as right now when you go to the outlet section you’ll see that there’s a flash sale with items selling for as little as $10. The deals go all the way from starting at $10 to starting at $50, but you’re bound to find some amazing discounts where you’ll be saving, in some cases, up to 50% off.

And if you don’t consider yourself to be a person who finds much success when shopping in the outlet section, do not fret as there is still a deal for you. Right now, Le Chateau is also having a sale in their already reduced section where new additions have been discounted by up to 50% off.

Within this sale, you can find dresses being sold for as little as $39.99 (reg. $59.95), and suit separates being reduced to just $24.97 (reg. $49.99). You’ll see that all of the items have also already had the discount applied to them, so there will be no further need to enter promo codes at checkout to receive your full savings.

Remember, the outlet flash sale will only be available until Monday, February 19th at 11:59am EST, while the sale on the already reduced merchandise will be valid for a limited time or while quantities remain in-stock.

Le Chateau Canada offers flat rate shipping of $5 on all orders that are $100 or more.

Click here to begin shopping at Le Chateau Canada.

Reitmans Canada has added an abundance of new deals going on this week, so much so that you’ll be hard pressed to find something that isn’t part of some promotion.

For instance, if you’re shopping within the accessories section for a new watch or scarf, you’ll see that most of the products are being sold in a buy one, get one 50% off offer, making most of the items be reduced by up to 25% off.

Within the jean section there are actually a couple of offers available that you should be checking out. The first one is that, on jeans that are marked with red lettering, you can buy your first pair and get the second pair for just half off (reg. $64.90). And when you buy two pairs of jeans and enter the promo code, ALLJEANS, at checkout you will also qualify for FREE shipping.

Each of the deals going on at Reitmans has a corresponding expiry date, so to help you out we’ve written out each deal and the specific day that it will be ending on so to prevent you missing out on the savings:

• buy one, get on 50% off on accessories, ends February 25
• buy one pair of jeans, get the second pair for half off, ends March 11
• buy two pairs of jeans and get FREE shipping, ends March 11
• get 30% off on outerwear, ends March 11
• all sale bottoms starting at $14.99, ends February 24
• extra 60% off sale
• buy one, get one 50% off on Hyba Activewear
• buy one, get one 30% off on R Essential tops

Reitmans offers FREE shipping on all orders that are $75 or more.

Click here to begin shopping at Reitmans Canada.

The Hudson’s Bay Canada is one of the few companies that ensures that no matter your shopping preferences and styles, there’s usually a deal for everyone to get excited about. And so it is with no great surprise that for this week’s lineup of deals, there are a couple of offers to choose from.

The first offer is on new spring styles for women where you can save up to 25% off on recently arrived dresses, tops, jeans, skirts and much more.

There was a lot to choose from in this sale, but being a sucker for a flirty summer dress I was immediately drawn to this DEX Zip Up Printed Dress, which is now just $51.75 (reg. $69).

For those of you not too keen on grabbing your summer wardrobe just yet, there’s also a deal here that could appeal to you. Right now until Monday at 11:59pm EST, you can you use the promo code, FAMILY, to receive an extra 15% off on almost anything online at the Hudson’s Bay. The only catch? You’ll have to pay with your Hudson’s Bay credit card, but for those of you who already have one this deal could really help in bringing down the prices of appliances or home furnishings even.

Hudson’s Bay offers FREE shipping on orders that are $45+ (or $29+ on beauty purchases) when you pay with your Hudson’s Bay credit card, or $99+ (or $49+ on beauty purchases) when you pay with any other form of tender. Also, you can now pick up your online order in store for FREE with NO minimum order!

Click here to begin shopping at the Hudson’s Bay Canada.

The Source Canada has a door crasher deal today only where you can save 50% off Beats EP on-ear headphones. Available in four different colour, the Beats EP on-ear headphones delivers masterfully tuned sound. Its battery-free design offers unlimited playback and its sleek, durable frame is reinforced with lightweight stainless steel. Beats EP is an ideal introduction to Beats for any music lover seeking a dynamic listening experience. Get them today for only $64.99 (was 129.99).

This offer is available online, today only, February 16, 2018. Limit 5 per customer. While supplies last.

The Source offers FREE in-store pickup or free shipping to your home when you spend over $35.

Click here to start shopping at The Source Canada.

Hatley Canada is having a sweet online sale on sale! Now you can save an extra 25% off everything already marked down. To get this extra discount, use the promo code XTRA25 at checkout. This sale is valid through February 21 2018.

Hatley has FREE Shipping on orders or $75 or more.

Click here to shop at Hatley Canada.

Foot Locker Canada has a new Valentine’s Day deal! Shop online today and you will save 15% off and get free shipping on $75 orders. Use promo code LKS48242 at checkout to get the discount. This promo code is valid online only until February 21 2018, some exclusions may apply. You can also save up to 50% off select footwear & apparel at Foot Locker!

Old Navy Canada has a sweet deal today only where you can save 25% off your online order! To get this discount, use the promo code TREAT at checkout. Some restrictions apply. This promo code ends tonight, February 13 2018. Additionally, you can save up to 50% off storewide during the F.A.M (Fun And Mega) Sale.

La Senza Canada has a new sale where you can save 30% off sexy lingerie! But that’s not all. Right now at La Senza you can buy a sexy bra and panty set for just $35, bras for $30, panties for just $5 each or 7 panties for only $29.95!

La Senza is currently offering FREE shipping on all orders that are $50 or more.

Click here to begin shopping at La Senza Canada.

It may be a week away, but Valentine’s Day will sneak up on you before you know it. So why not get ahead of the game and grab your sweetheart, friend, relative or roomie a gift before the big day is already upon us and you find yourself running to the drug store to buy from the picked over selection?

The best place to get your gift for anyone who you think deserves being alerted to how much you care for them is definitely going to be the Hudson’s Bay Canada, as they’re offering not just the classics, like chocolate and treats, but they’re also offering some more unique offers that will surely crack a smile on your sweetheart’s face.

If you’re just looking at covering your Valentine’s Day basics, then the chocolate box selection at the Hudson’s Bay is going to wow you. They’ve got offers from Lindt starting at just $5.62 and one’s from Godiva starting at just $22.50.

If you’re looking to get something a little more expensive that shows your significant other that you care a lot and not a little, then the unique ideas section might be more up your alley. This 3-pack original rise Hanky Panky set ($78) would surely set the mood for the special occasion, while if you’re looking for something more practical there’s also items like this FITBIT Large Charge 2 Fitness Tracker Watch ($199.95).

The Hudson’s Bay offers FREE shipping on orders that are $45+ (or $29+ on beauty purchases) when you pay with your Hudson’s Bay credit card, or $99+ (or $49+ on beauty purchases) when you pay with any other form of tender.

Click here to begin shopping at the Hudson’s Bay Canada.

GLOBO Shoes Canada has two sales sweeping across their regular price and sale price shoes and boots, plus if you’re looking to save on a new backpack, they’ve got a sale for that too.

GLOBO Shoes is offering free shipping on orders of $65+

Click here t start shopping at GLOBO Shoes Canada!